Mortgage Loan Officer Job at Confidential, Middletown, OH

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  • Confidential
  • Middletown, OH

Job Description

Mortgage Loan Officer (MLO)

Location: Southwest Ohio — Multiple Branch Locations
Middletown, Trenton, Kettering, Moraine, Springfield, Vandalia
Hybrid / Field-Based Role

Overview

A growing financial institution in Southwest Ohio is seeking an experienced Mortgage Loan Officer (MLO) to originate residential mortgage loans and expand its mortgage lending business.

This role is ideal for a motivated loan originator who enjoys building relationships, generating referrals, and helping borrowers achieve homeownership. The MLO will work closely with branch teams, real estate professionals, and community partners to grow mortgage production.

The position offers the flexibility to work from home or from any nearby branch location , while meeting clients in person as needed.

Compensation

  • Base Salary: $100,000 – $150,000

  • Total Earning Potential: Up to $195,000+

  • Comp Structure: Salary + Commission

What You'll Do

  • Originate residential mortgage loans for borrowers and members

  • Build relationships with realtors, brokers, and referral partners

  • Conduct borrower consultations and assess financial situations

  • Recommend mortgage products based on borrower needs

  • Prepare and present loan proposals

  • Guide borrowers through the mortgage process from application to closing

  • Maintain knowledge of mortgage products, rates, and underwriting guidelines

  • Network and prospect to build a strong referral pipeline

  • Partner with branch staff to convert member referrals into mortgage opportunities

  • Deliver a high level of service throughout the loan process

Mortgage Products

Experience with the following loan programs is preferred:

  • Conventional Loans

  • FHA Loans

  • VA Loans

  • USDA Loans

What We're Looking For

  • Active NMLS Mortgage Loan Originator License

  • Minimum 2+ years of residential mortgage origination experience

  • Strong communication and relationship-building skills

  • Self-motivated and comfortable working independently

  • Experience with mortgage lending platforms and CRM systems

  • Knowledge of underwriting guidelines and loan structures

  • Strong organizational and time management skills

Preferred

  • Bachelor’s degree or equivalent experience

  • Existing relationships with real estate agents or referral partners

Why This Role Stands Out

  • Established branch network generating 15–25 monthly referrals

  • High earning potential with a strong base salary

  • Ability to build your own mortgage pipeline

  • Opportunity to help grow an internal mortgage department

  • Flexible work environment with both branch and remote options

Work Environment

  • Office, remote, and field-based meetings

  • Meeting clients at branch locations, homes, offices, or other convenient locations

  • Schedule may vary depending on borrower availability

If you're an experienced Mortgage Loan Originator looking to grow your pipeline, expand your referral network, and work with a supportive lending team, we’d love to connect.

Job Tags

Work at office, Remote work, Work from home, Home office, Flexible hours

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